Multi Gardens B17d
Multi Gardens B17s
Faisal Town Vs Multi Gardens B17 Payment Plan – Which One Offers More Flexibility for Buyers?
When buying property in Islamabad, one of the first things buyers compare is the payment plan. Flexible payment schedules can make a big difference in affordability and investment returns. In this guide, we take a detailed look at Faisal Town Vs Multi Gardens B17 Payment Plan, including their Phase 2 projects, to see which offers better down payment rates, installment durations, and early payment flexibility.
Why Payment Plan Flexibility Matters for Investors
Before diving into the numbers, let’s understand why flexibility in a payment plan is so important:
- Lower Down Payment – Reduces the initial financial burden.
- Manageable Installments – Aligns with monthly or quarterly income.
- Early Payment Discounts – Encourage investors to settle sooner for benefits.
- Faster Possession – Allows buyers to access and use the property earlier.
Faisal Town VS Multi Gardens B17 Payment Plan
Whether you’re looking at Faisal Town Phase 2 or Multi Gardens Phase 2, these factors will directly impact your investment decision.
Faisal Town Payment Plan – Phase 1 and Phase 2
Faisal Town, developed by Zedem International, is well known for its prime location along the M-1 Motorway and high-end infrastructure. With the launch of Faisal Town Phase 2, more buyers are getting access to affordable plots with attractive payment options.
Key Highlights of Faisal Town Payment Plan
- Down Payment: 20% – 30% of the total price.
- Installment Duration: 3.5 to 4 years (quarterly or monthly options).
- Early Payment Discount: 5% – 10% depending on plot category.
- Flexibility: Allows some adjustments to installment dates upon request.
Example – Faisal Town Phase 2 (5 Marla Plot):
- Total Price: PKR 3,000,000
- Down Payment: PKR 600,000 (20%)
- Installments: 14 quarterly installments of PKR 170,000.
This setup gives buyers time to manage payments without overwhelming their budget.
Multi Gardens B17 Payment Plan – Phase 1 and Phase 2
https://multigardensb17.com.pk/ , developed by Multi Professionals Cooperative Housing Society (MPCHS), is another top-tier housing society with a reputation for delivering on promises. Multi Gardens Phase 2 is now in the spotlight, attracting investors with competitive rates and an appealing payment plan.
Key Highlights of Multi Gardens B17 Payment Plan
- Down Payment: 15% – 25% of the total price.
- Installment Duration: 3 – 4 years.
- Early Payment Discount: 5% – 8%.
- Flexibility: More structured, but offers early possession in select blocks.
Example – Multi Gardens Phase 2 (5 Marla Plot):
- Total Price: PKR 2,800,000
- Down Payment: PKR 420,000 (15%)
- Installments: 12 quarterly installments of PKR 198,333.
This structure attracts budget-conscious buyers who want lower upfront costs.
Faisal Town Vs Multi Gardens B17 Payment Plan – Down Payment Comparison
|
Aspect |
Faisal Town (Phase 1 & Phase 2) |
Multi Gardens B-17 (Phase 1 & Phase 2) |
|
Average Down Payment |
20% – 30% |
15% – 25% |
|
Upfront Affordability |
Slightly higher |
Lower upfront cost |
|
Investor Appeal |
Higher-value investors |
Wider buyer base |
Analysis:
Faisal Town Phase 2 is slightly more rewarding for early payments, offering bigger discounts and better negotiation opportunities. Multi Gardens Phase 2 is more rigid but still provides early possession benefits in certain blocks.
Investment Perspective – Which Payment Plan Wins?
From an investment angle, both Faisal Town and Multi Gardens B-17 offer strong potential. However:
- Multi Gardens B17 Payment Plan → Better for first-time buyers or those on a tighter budget.
- Faisal Town Payment Plan (especially Phase 2) → Better for investors who want premium plots, higher resale value, and greater flexibility.
Faisal Town Vs Multi Gardens B17 Payment Plan – Final Comparison Table
|
Feature |
Faisal Town Phase 1 (Block B1) |
Multi Gardens Phase 1 (B-17) |
|
Plot Sizes Offered |
5 Marla, 7 Marla, 10 Marla |
5.56 Marla, 8 Marla, 10.89 Marla, 14.22 Marla, 1 Kanal, 2 Kanal |
|
Total Price (Example) |
5 Marla: PKR 8,020,000 |
5.56 Marla: PKR 3,080,000; 8 Marla: PKR 4,180,000 |
|
Down Payment |
30% – 5 Marla: PKR 2,420,000; 7 Marla: PKR 3,320,000; 10 Marla: PKR 3,920,000 |
Fixed 20% – 5.56 Marla: PKR 580,000; 8 Marla: PKR 680,000 |
|
Installments |
10 quarterly installments (up to 2.5 years) |
20 quarterly installments (5 years) |
|
Quarterly Installment (5 Marla or nearest) |
5 Marla: PKR 560,000 per quarter |
5.56 Marla: PKR 125,000 per quarter |
|
Lump-Sum Discount |
15% discount on full payment (e.g., 5 Marla price drops to ~PKR 6,820,000) |
20% discount on lump-sum payments (e.g., 5.56 Marla discounted to PKR 2,470,000) |
Final Verdict
If you’re looking for faster returns, quicker possession, and don’t mind a slightly higher initial payment, Faisal Town Phase 2 is the winner. Its shorter 4.5-year plan and strong 20% lump-sum discount make it ideal for investors aiming for resale or rental income sooner.
On the other hand, if you prefer smaller, more manageable installments spread over 5 years, with all-inclusive development and utility charges, Multi Gardens Phase 2 is the smarter pick. It’s more comfortable for long-term planners who want predictable payments without heavy upfront costs.
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